What is Student Aid Index (SAI)? (Formerly EFC)

Beginning with the 2024-2025 academic year, the Student Aid Index (SAI) will replace the Expected Family Contribution (EFC) – an important factor in the needs-analysist calculation of the Free Application for Federal Student Aid (FAFSA®), the form used by colleges, states, and other scholarship providers to determine financial aid packages.

The information you input of the FAFSA® about you and your family’s financial profile will determine your SAI. The index will equal the sum of your parent’s available income, your income and assets.

Your family’s ability to contribute is determined by a federally approved need analysis system.

The SAI formula must be applied to each family’s financial information, so we can’t tell you here whether you’ll be eligible for federal student aid or estimate how much aid you might receive. That’s why you need to apply – to find out!